Chase

One of the largest credit card issuers in the United States, Chase is known for its popular rewards and business cards. Also notable are its co-branded cards in partnership hotel chains – ideal for customers who travel often. Compare the top Chase hotel rewards credit cards from our partners below:

 

Advertiser Disclosure

  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $89
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 80,000 bonus points after spending $3,000 on purchases in the first 3 months, then another 10,000 points one spending reaches $20,000
  • 40X points per $1 spent at IHG® Hotels & Resorts
  • 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1 point per $1 spent on all other purchases
  • Automatic Platinum Elite status
  • Free night after each account anniversary year at IHG hotels worldwide
  • Free reward night when you redeem points for any stay of 4 or more nights
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $89
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • 15X points at IHG Hotels and Resorts worldwide
  • 2X points per $1 spent at gas stations, grocery stores and restaurants
  • 1X points on all other purchases
  • Gold Elite status after spending $10,000
  • Save 20% on point purchases when using your card to purchase points
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 50,000 bonus points after you spend $1,000 on purchases in your first three months from opening your account
  • 3x points for every $1 spent at over 7,000 participating Marriott Bonvoy™ hotels
  • 2x points for every $1 you spend on travel purchases
  • 1x point for every $1 you spend on all other purchases
  • Receive 15 Elite Night Credits annually - automatically qualify for Silver Elite status
  • No annual fee
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of each cash advance, whichever is greater
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 100,000 Marriott Bonvoy points after you spend $5,000 within the first 3 months from opening an account
  • 6X Marriott Bonvoy points per $1 spent at participating Marriott Bonvoy hotels
  • 2X points per $1 spent on all other purchases
  • Get 1 Free Night Award every year after your account anniversary
  • Automatic Silver Elite Status
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Automatic World of Hyatt Discoverist status
  • 4X points per $1 spent at Hyatt hotels
  • 2X points per $1 spent on transit, dining, airline tickets, and gyms
  • 1X points per $1 for all other card purchases
  • Free night award after every cardmember anniversary
  • Additional free night for spending $15,000 during your cardmember anniversary year
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
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Hotel Credit Cards from Chase 

Chase is the largest of the major credit card companies in the United States and has 91 million credit cards in circulation issued by JP Morgan Chase & Co.  (Capital One is the runner up with 89 million cards in circulation).  They are well known for offering some of the most exciting rewards credit cards in the industry (and some of the most generous signup bonuses) and their co-branded hotel cards are no exception.

Offering seven highly coveted hotel credit cards with notable signup bonuses, Chase has partnered with Marriott Bonvoy, Hyatt, IHG, and Disney to allow cardholders to earn their way to the most exclusive and decadent perks available within the hotels’ respective hotel loyalty programs.

What Credit Score Do I Need for a Chase Hotel Card? 

Chase credit cards are often considered the cream of the crop as such, they tend to be more selective with their credit card application. The majority of all their credit cards are only eligible to those with high credit scores (Good/Excellent), although there have been cases for scores in the 600’s and 500’s being approved for some of their non-premium cards.

What to Know Before Applying for a Chase Credit Card 

In addition to requiring applicants to have a high credit score (typically in the 700’s or higher), Chase is well-known for its unofficial rules that automatically make applicants ineligible for card offers.

The most commonly cited is 5/24 rule: applicants who have opened 5 or more credit cards (from any issuer) within the past 24 months will likely be denied on the newest credit application regardless of credit score or pre-existing banking relationship.

Chase also places a restriction on the numbers of cards that can be applied for with their 2/30 rule: only two cards may be applied for within 30 days.

If you were hoping to double up on a credit for one of their sweet does not allow applying for a Chase card that you currently own.

What to Do if Your Application is Denied 

If your application for a Chase credit card was denied, the best recourse of action is to call the Chase Reconsideration lines, which are open on weekdays from 8:00 am to 10:00 pm. There are two separate lines for personal and business credit cards, but both have the same hours of operation. It is important to note that if the above-unwritten rules mentioned above are the reason for a denial, calling these numbers won’t reverse that decision.

  • Consumer Cards: 1-888-270-2127
  • Business Cards: 1-800-453-9719

If you applied for a Chase card online and received the dreaded “under review” response, your application status can be checked via the website or by calling the application status phone number: 1-800-436-7927.


Editorial Disclosure —
The opinions expressed on HotelCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, HotelCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.