U.S. Bank

U.S. Bank offers several co-branded credit cards in partnership leading hotel brands worldwide. As one of the largest banks in the United States, this institution’s consumer base includes every part of the credit range, and its products are also known for their excellent rewards programs. View a selection of U.S. Bank hotel rewards credit cards from our partners below:

 

Advertiser Disclosure

  • Regular Purchase APR 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $75
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn free stays at more than 1,100 hotels across the globe including the Radisson Collection, Radisson Blu®, Radisson®, Radisson RED, Park Plaza®, Park Inn® by Radisson and Country Inn & Suites® by Radisson
  • Get 10 points per $1 spent in eligible net purchases at participating Radisson Family of Hotels
  • Get 5 points per $1 spent in eligible net purchases everywhere else
  • Earn up to 85,000 bonus points - receive 50,000 bonus points after your first purchase, plus 35,000 points when you spend $2,500 within the first 90 days of account opening
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $75
  • Foreign Transaction Fee: Up to 3% of each foreign purchase transaction amount
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Regular Purchase APR 22.99% variable based on the Prime Rate
  • Balance Transfer APR 22.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn 3 points per $1 spent in eligible net purchases at the Radisson Family of Hotels
  • Earn 1 point per $1 spent in eligible net purchases everywhere else
  • Get 30,000 Bonus Points after you spend $1,000 in eligible net purchases on your card within the first 90 days
  • Earn one free e-cert for each $10,000 in spend (up to $30,000/3 nights)
Rates & Fees
  • Regular Purchase APR: 22.99% variable based on the Prime Rate
  • Balance Transfer APR: 22.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: None
  • Foreign Transaction Fee: Up to 3% of each foreign purchase transaction amount
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
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Hotel Credit Cards from U.S. Bank 

U.S. Bank is the fifth-largest commercial bank in the United States and the tenth-largest issuer of credit cards in the country, with over 13.7 million active credit card accounts and nearly 2.5% of the entire credit card market share.

U.S. Bank currently offers two co-branded hotel rewards credit cards through its partnership with Radisson. U.S. Bank’s Radisson Rewards Visa Credit Cards offer excellent points-earning rates, enticing introductory bonus points for new cardholders, and the opportunity to earn free nights after meeting spending requirements each year.

What Credit Score Do I Need for a U.S. Bank Hotel Card? 

U.S. Bank offers a variety of credit card offerings to suit nearly every credit score, including secured cards for those looking to establish or rebuild their credit scores. Rewards credit cards, however, typically necessitate applicants to have a higher credit score. U.S. Bank’s Radisson rewards credit cards, for instance, usually require a good or excellent credit score, though there have been instances where applicants with credit scores in the 600’s have received approval.

What to Know Before Applying for a U.S. Bank Credit Card 

U.S. Bank, like other card issuers, has some rules, options, and unique quirks that applicants should be aware of before they apply. These include the following:

  • U.S. Bank allows potential applicants to see pre-approved offers before applying. Pre-approval offers do not mean a person is guaranteed to receive a card but can provide insight into the likelihood of approval.
  • Unlike other issues, such as Chase, U.S. Bank does not have a set limit to the total number of U.S. Bank-issued cards a person can hold. There is, however, a consensus that having multiple U.S. Bank cards does make it more difficult to get approved for subsequent new card accounts.
  • Applying for multiple U.S. Bank credit cards in one day may result in all hard pulls being merged into one single pull – though this isn’t always the case.
  • U.S. Bank will waive the fees for their checking accounts for U.S. Bank credit cardholders.

What to Do if Your Application is Denied  

If your U.S. Bank credit card application is declined, the best course of action is to call U.S. Bank’s Reconsideration lines, which are open from 8:00 am to 8:00 pm on weekdays and 9:00 am to 6:00 pm on Saturdays. U.S. Bank has specific lines for each of their credit cards, including rewards cards like the Radisson Rewards Visa Cards.

  •  Radisson Rewards Visa Card Reconsideration Line: 800-236-4012

If you applied for a U.S. Bank credit card online and received an “under review” response, your application status can be checked via the U.S. Bank website or by calling the application status phone number and speaking to an account representative.

  •  U.S. Bank Application Status Line: 800-947-1444 (option 1)


Editorial Disclosure
— The opinions expressed on HotelCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, HotelCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.