Sandals Visa Signature® Card

 

Advertiser Disclosure

  • Regular Purchase APR 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 17.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 7 months from account opening datea
  • Processing Network Visa
Best Benefits
  • Earn a statement credit of $150 when you make $1,000 in purchases within the first 90 days of the account open date
  • No annual fee
  • Earn 3x points for every $1 spent on purchases at any Sandals & Beaches resorts
  • Earn 1x point per $1 spent on everyday purchases
Rates & Fees
  • Intro Purchase APR: 0% for 7 months from account opening datea
  • Regular Purchase APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 17.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
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Checking-In to the Sandals Visa Signature® Card 

The Sandals Visa Signature® Card is a hotel rewards card from Bank of America that earns WorldPoints® rewards points towards the Sandals family of resorts throughout the Caribbean. Cardholders earn triple points for purchases with either Sandals or Beaches Resorts, as well as a single point for all other purchases made with the card. New accounts also benefit from a $150 statement credit when they use their card to make $1,000 in purchases in the first 90 days, as well as a 0% intro APR period on purchases for the first seven months, followed by a decent regular APR after that. The card boasts no foreign transaction fees or annual fees.

How it Works 

Earning Points: 

  • Earn Points with Sandals Stays: Cardholders earn triple points (three points for every dollar spent) on purchases at any Sandals and Beaches Resort
  • Earn with Everything Else: Cardholders earn one point for every other dollar they spend on purchases with the card.

Redeeming Points: 

Sandals offers numerous routes for redeeming WorldPoints® rewards points. The following are the advertised options for redemptions with Sandals and Beaches Resorts:

  • 1,800 Points: All That’s Good book
  • 2,500 Points: Enjoy a Sesame Street® Character Breakfast
  • 7,500 Points: A $75 discount on Sandals or Beaches vacations
  • 9,000 Points: Enjoy an Island Routes Canopy Tour at Sandals Jamaica (one person)
  • 10,000 Points: A $100 Sandals or Beaches Red Lane® Spa credit
  • 12,500 Points: A $125 discount on Sandals or Beaches vacations
  • 15,000 Points: A $175 discount on Sandals or Beaches vacations
  • 16,500 Points: A private candlelight dinner for two
  • 25,000 Points: A $300 discount on Sandals or Beaches vacations
  • 75,000 Points: Three free nights at Beaches or Sandals Resorts in September
  • 100,000 Points: Three free nights at the following resorts: Sandals Montego Bay Flagship Resort, Sandals Royal Caribbean Resort & Private Island, Sandals Ochi Beach Resort and Sandals Halcyon Beach St. Lucia
  • 125,000 Points: Three free nights at the following resorts: Sandals Grande St. Lucian Spa & Beach Resort, Sandals Regency La Toc Golf Resort & Spa in Saint Lucia, Sandals Grande Antigua Resort & Spa, Sandals South Coast Jamaica, Sandals Negril Beach Resort & Spa, Sandals Royal Plantation & Spa, Sandals Royal Bahamian Spa Resort & Offshore Island, Sandals Grenada Resort & Spa, Sandals Royal Barbados Luxury Included Resort & Spa, Sandals Barbados, and Sandals Emerald Bay Golf, Tennis & Spa Resort

Today’s Bonus Offers

  • New cardholders earn a $150 statement credit when they use their Sandals Visa Signature® Card to make at least $1,000 in purchases within the first 90 days of account opening.
  • Cardholders also receive 0% introductory APR on purchases for the first seven billing periods after they open their account.

Getting Under the Sheets with the Sandals Visa Signature® Card 

  • Annual Fee: The Sandals Visa Signature® features no annual fee, which makes it a useful everyday tool for those who prefer to vacation with Sandals.

Hotel Perks: 

  • None: The Sandals Visa Signature® Card does not offer any Sandals or Beaches specific perks, instead, it relies on the ability to earn up to 3 points for every dollar spent on purchases. While this scenario isn’t ideal, the card does benefit from a host of Visa Signature benefits.

Additional Perks: 

  • Visa Signature Concierge: Cardholders receive complimentary 24/7 access to Visa’s Concierge service, which offers assistance with travel planning, entertainment booking, and more.
  • Exclusive Experiences: Cardholders also receive exclusive access to Visa Signature experiences, such as Sonoma County wine tasting events, dining with celebrity chefs, and more.
  • Access to Visa Signature Luxury Hotel Collection: Visa Signature cardholders receive exclusive access to the Visa Luxury Hotel Collection, featuring over 900 properties around the world. While this is a great perk, users of this card will likely book with Sandals Resorts for obvious reasons, making this perk somewhat redundant.

Cardholder Protections: 

  • Travel and Emergency Assistance: Cardholders receive 24/7 access to Visa’s travel and emergency services.
  • Auto Rental Collision Damage Waiver: Visa Signature offers cardholders rental, loss, and damage insurance when they use their Sandals Visa Signature® to book the entire cost of their car rental.
  • Extended Warranty Protection: Cardholders receive warranty protection, which adds an additional year of warranty to purchased items from eligible U.S. manufacturers.

“Suite” Perks That Make the Sandals Visa Signature® Card Worthwhile: 

  • Sandals Redemptions: The Sandals Visa Signature® Card offers great redemption options which are sure to entice many Sandals or Beaches regulars. Options, such as free nights, resort discounts, or even special events like themed breakfasts or private dinners, make earning rewards and planning trips an exciting proposition.

“Reservations” About the Sandals Visa Signature® Card 

  • Lack of Perks: The Sandals Visa Signature® Card doesn’t offer the level of perks you would usually expect from a Visa Signature credit card. Beyond what Visa offers standard, there is little else for cardholders to get excited about.

Time to Check-Out 

The Sandals Visa Signature® Card is a decent hotel rewards card for those that prefer to vacation with Sandals or Beaches Resorts throughout the Caribbean. The card earns a respectable three points for every dollar spent with Sandals or Beaches and one point for all other purchases. While this earning potential isn’t exceptional, for those who love all-things Sandals it is likely enough to hook them into applying.

The Sandals Rewards program offers excellent redemption options, with exciting activities such as tropical canopy tours in Jamaica starting from just 9,000 points. Simply joining the rewards program and staying with Sandals or Beaches earns 5,000 points, which is more than halfway there. Given that vacations with the resort company tend to run well into the thousands of dollars, using the Sandals Visa Signature® Card to book a holiday will open rewards from around 8,000 to 10,000 points almost instantly.

If you love Sandals, the Sandals Visa Signature® Card may be right for you. If you don’t like to limit your vacation options, however, there are better hotel rewards credit cards out there – or general travel credit cards, for that matter – which may provide higher value for everything else under the sun.


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Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.