Early Check-In/Late Check-Out

You can cozy up in your luxurious hotel room for longer when you hold a hotel rewards card that offers early check-in/late checkout privileges. No more waiting to get into your hotel room after a long day of flying - get settled in more quickly and take your time when packing up. Explore the hotel credit card offers from our partners below:

 

Advertiser Disclosure

  • Regular Purchase APR 18.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 18.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Earn up to 2 free nights and get automatic Gold Elite status when you open your account
  • Earn up to 32,000 bonus points: Earn 16,000 bonus points after you make your first purchase, and 16,000 bonus points after your first stay at a Best Western
  • Earn 13 points per $1 spent on Best Western stays; earn 2 points per $1 spent everywhere else
  • 10% discount when cardholders select the Best Western Rewards Rate at bwrcarddiscount.com
Rates & Fees
  • Regular Purchase APR: 18.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 18.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: EIther $15 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Regular Purchase APR 16.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $59
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Earn up to 4 free nights just by opening your account, as well as automatic Platinum Elite status
  • Earn 50,000 bonus points when you spend $1,000 in the first three billing cycles after account is opened
  • Earn an additional 20,000 bonus points when you spend at least $5,000 during each 12 billing cycle period
  • Earn 20 points per $1 spent on Best Western Stays, and 2 points per $1 spent everywhere else
Rates & Fees
  • Regular Purchase APR: 16.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.99% or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $59
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Hilton Honors American Express Aspire Card
  • Regular Purchase APR 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $450
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • 14X points for Hilton hotels and resorts
  • 7X points on flights booked directly with airlines or through amextravel.com, ca
  • 7X points on car rentals booked directly from select car rental companies
  • 7X points at US restaurants
  • 3X points on all other purchases
  • Complimentary Diamond Status in the Hilton Honors rewards program
  • Anniversary bonus of one weekend night
  • Earn additional weekend night reward after spending $60,000 within calendar year
  • $250 Hilton resort statement credit
Rates & Fees
  • Regular Purchase APR: 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.24% variable based on the Prime Rate
  • Annual Fee: $450
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Hilton Honors American Express Business Card
  • Regular Purchase APR 15.74% to 24.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months
  • Complimentary Hilton Honors Gold status
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply
  • Free Weekend Night Reward after spend $15,000 within calendar year
  • Second Weekend Night Reward from Hilton Honors after spending $60,000 within calendar year
  • 10 free visits to over 1,000 Priority Pass airport lounges every year
  • Spend $40,000 to be upgraded to Diamond status
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 15.74% to 24.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.24% variable based on the Prime Rate
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
Hilton Honors Card
  • Regular Purchase APR 15.74% to 24.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • 7X Hilton Honors points on Hilton purchases
  • 5X Hilton Honors points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 3X Hilton Honors points on all other eligible purchases
  • Complimentary Hilton Honors Silver status
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 15.74% to 24.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.24% variable based on the Prime Rate
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $89
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 80,000 bonus points after spending $3,000 on purchases in the first 3 months, then another 10,000 points one spending reaches $20,000
  • 40X points per $1 spent at IHG® Hotels & Resorts
  • 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1 point per $1 spent on all other purchases
  • Automatic Platinum Elite status
  • Free night after each account anniversary year at IHG hotels worldwide
  • Free reward night when you redeem points for any stay of 4 or more nights
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $89
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • 15X points at IHG Hotels and Resorts worldwide
  • 2X points per $1 spent at gas stations, grocery stores and restaurants
  • 1X points on all other purchases
  • Gold Elite status after spending $10,000
  • Save 20% on point purchases when using your card to purchase points
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99%, based on your creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 50,000 bonus points after you spend $1,000 on purchases in your first three months from opening your account
  • 3x points for every $1 spent at over 7,000 participating Marriott Bonvoy™ hotels
  • 2x points for every $1 you spend on travel purchases
  • 1x point for every $1 you spend on all other purchases
  • Receive 15 Elite Night Credits annually - automatically qualify for Silver Elite status
  • No annual fee
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of each cash advance, whichever is greater
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 100,000 Marriott Bonvoy points after you spend $5,000 within the first 3 months from opening an account
  • 6X Marriott Bonvoy points per $1 spent at participating Marriott Bonvoy hotels
  • 2X points per $1 spent on all other purchases
  • Get 1 Free Night Award every year after your account anniversary
  • Automatic Silver Elite Status
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Marriott Bonvoy Brilliant™ American Express® Card
  • Regular Purchase APR 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $450
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • 6X Marriott Bonvoy points on direct purchases at participating Marriott Bonvoy hotels
  • 3X points on purchases at U.S. restaurants and flights booked directly with airlines
  • 2X points on all other eligible purchases
  • Free Night Award each year on account anniversary
  • Complimentary Marriott Bonvoy Gold Elite status
  • Annual $300 statement for eligible purchases at participating Marriott Bonvoy hotels
  • Priority Pass Select membership
  • $100 statement credit for Global Entry or $85 credit for TSA Pre Check
Rates & Fees
  • Regular Purchase APR: 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.24% variable based on the Prime Rate
  • Annual Fee: $450
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Marriott Bonvoy Business™ American Express® Card
  • Regular Purchase APR 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $125
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • 6X Marriott Bonvoy Points per $1 at participating Marriott Bonvoy hotels
  • 4X points per $1 at U.S. restaurants, gas stations, wireless telephone services, and on shipping purchases
  • 2X points on all other eligible purchases
  • Complimentary Marriott Bonvoy Silver Elite Status
  • 1 Free Night Award each year after cardmember anniversary
Rates & Fees
  • Regular Purchase APR: 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.24% variable based on the Prime Rate
  • Annual Fee: $125
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
  • Regular Purchase APR 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $75
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn free stays at more than 1,100 hotels across the globe including the Radisson Collection, Radisson Blu®, Radisson®, Radisson RED, Park Plaza®, Park Inn® by Radisson and Country Inn & Suites® by Radisson
  • Get 10 points per $1 spent in eligible net purchases at participating Radisson Family of Hotels
  • Get 5 points per $1 spent in eligible net purchases everywhere else
  • Earn up to 85,000 bonus points - receive 50,000 bonus points after your first purchase, plus 35,000 points when you spend $2,500 within the first 90 days of account opening
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 22.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $75
  • Foreign Transaction Fee: Up to 3% of each foreign purchase transaction amount
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Regular Purchase APR 22.99% variable based on the Prime Rate
  • Balance Transfer APR 22.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn 3 points per $1 spent in eligible net purchases at the Radisson Family of Hotels
  • Earn 1 point per $1 spent in eligible net purchases everywhere else
  • Get 30,000 Bonus Points after you spend $1,000 in eligible net purchases on your card within the first 90 days
  • Earn one free e-cert for each $10,000 in spend (up to $30,000/3 nights)
Rates & Fees
  • Regular Purchase APR: 22.99% variable based on the Prime Rate
  • Balance Transfer APR: 22.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: None
  • Foreign Transaction Fee: Up to 3% of each foreign purchase transaction amount
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Automatic World of Hyatt Discoverist status
  • 4X points per $1 spent at Hyatt hotels
  • 2X points per $1 spent on transit, dining, airline tickets, and gyms
  • 1X points per $1 for all other card purchases
  • Free night award after every cardmember anniversary
  • Additional free night for spending $15,000 during your cardmember anniversary year
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Regular Purchase APR 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date for all Wyndham Timeshare Purchases
  • Processing Network Visa
Best Benefits
  • Earn a free night stay starting at 7,500 points at Wyndham Rewards hotels
  • 3X points per $1 spent on eligible Wyndham purchases
  • 2X points per $1 spent on eligible gas, utility and grocery store purchases
  • 1X points per $1 spent on all other purchases
  • Automatic Wyndham Rewards GOLD membership status
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date for all Wyndham Timeshare Purchases
  • Regular Purchase APR: 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
  • Balance Transfer APR: 15.24%, 19.99% or 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
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Early Check-In/Late Check-Out 

Flexibility is important when traveling, as itineraries can change due to flight delays, traffic, bad weather, and many more reasons. Missing a flight or a connection, or a train that’s running late can mean you miss the window you’ve scheduled to check-in at a hotel; perhaps you spent the evening enjoying wine or other libations, or you celebrated a friend’s nuptials and got back to your room late – if you want to sleep in, you might not be able to unless you’ve scheduled a late check-out.

Common Hotel Check-In Policies

On average, hotel guests can expect to arrive at their hotel and check-in to the room they’ve booked beginning at 3 or 4 pm. Hotels typically require guests to vacate the room they are in by noon on the day they are scheduled to check out, and each room needs to be cleaned and “turned over” by the hotel staff to ensure the next occupant (you) will be greeted by a room that exceeds the hotel’s standards. When you arrive at your hotel before your scheduled check-in time, you’ll likely want to check in to your room tout de suite so you can drop off your bags and relax a bit. Unless you’ve called ahead, odds are you will not be able to access your room immediately.

Although you can leave your bags with the hotel concierge and explore your destination while you wait for your room to be ready, you’ll need to return at your scheduled time in order to get into your room. This inconvenience can be avoided with proper planning – and by leveraging hotel loyalty programs, along with co-branded credit cards. When you join a hotel rewards program, either via a co-branded credit card or directly, you open the door to a variety of suite, exclusive benefits not available to the average customer – and depending on the program, early check-in (when available) is at the top of that list.

Common Hotel Check-Out Policies

As mentioned above, noon is a standard check-out time with many hotels, although technically guests will notice that unless they request a later check-out time they will be asked to turn in their keys as early as 10 am. A late check-out time is not standard fare for most hotel guests and must be requested at check-in. However, participation in hotel loyalty programs often will grant members automatic late check-out times as a perk not available to guests who are not a member of the rewards program. If you have a co-branded credit card that offers rewards points for spending money, you may also be eligible for a late check-out time, if the hotel whose card you use offers it as part of their loyalty program. Check the fine print for your co-branded credit card for more details.


Editorial Disclosure
— The opinions expressed on HotelCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, HotelCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.