MGM Grand

MGM Resorts International is a global entertainment company that includes over 30 distinct hotel and gaming destinations. Casino-goers, live performance fans, and foodies alike will find themselves rewarded when they enroll in M life Rewards – a free loyalty program that provides discounts, exclusive access, and a host of complimentary freebies. Having a notable international presence, MGM properties can be found beyond Las Vegas, as they have expanded to bring their upscale luxury (and a little piece of Sin City) into China and Japan. No matter where you go in the world, you can count on MGM to bring Las Vegas-style fun, excitement, and luxury. Browse credit card offers from leading names in hotels, travel, and vacations by viewing offers from our partners below:

 

Advertiser Disclosure

  • Regular Purchase APR 19.99% variable based on the Prime Rate
  • Balance Transfer APR 19.99% variable based on the Prime Rate
  • Cash Advance APR 19.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 10,000 points when you spend $1,000 in the first 3 billing cycles
  • 3x points and tier credits per $1 spent at M life Rewards Destinations
  • 2x points and tier credits per $1 spent on gas and supermarket purchases, 1x points and tier credits per $1 spent everywhere else
  • Automatic upgrade to Pearl Level status, priority hotel check-in at M life Resorts, and more
Rates & Fees
  • Regular Purchase APR: 19.99% variable based on the Prime Rate
  • Balance Transfer APR: 19.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 19.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: None
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
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M Life Rewards

MGM Grand Resorts is an iconic hotel and resorts brand that is perhaps best known for its resorts and casinos on the Las Vegas Strip. A global leader in both hospitality and entertainment, MGM has set the standard for the industry and features a world-class rewards program for its customers. The M life Rewards program from MGM Resorts is an exclusive loyalty program that allows members to earn valuable benefits, exclusive access, and phenomenal awards when they spend money at resorts and casinos that are part of the MGM Grand brand. MGM Grand Resorts offer a variety of amenities and exclusive perks, including unique experiences like on-site concerts, luxury day spas, fine dining options, as well as casinos, pools, beaches, and cabanas. Check out the razzle dazzle of Las Vegas or try a property in Massachusetts, Washington, D.C., Atlantic City, Manhattan, Ohio, Detroit, Biloxi, or Tunica.

How Does M Life Rewards® Work? 

Joining M life Rewards opens the door to discounts of up to 10% off on rooms at MGM properties, exclusive pre-sale ticket offers for concerts and entertainment, discounts at participating retail shops, and access to unique M life Moments. M life Rewards members earn Tier Credits for virtually all spending at MGM Grand Resorts and properties. Anyone can sign up online, and joining the program is free. In order to qualify, you must be at least 21 years of age. There are four tiers that can be achieved through spending and one ultra-exclusive, invite-only tier:

  • Sapphire – Up to 24,999 Tier Credits: Earn Points and Express Comps, redeemable at all M life Rewards Destinations. Exclusive access to mobile check-in via the MGM Resorts Mobile App and personalized offers and room discounts at mlife.com.
  • Pearl – 25,000 Tier Credits: All the perks of Sapphire plus 10% bonus on points earned playing the slots along with an extended expiration, a dedicated line at participating buffets, and complimentary self-parking.
  • Gold – 75,000 Tier Credits: All the perks of Pearl plus 20% bonus on points earned playing slots, priority hotel check-in line at the Front Desk, and VIP line access for Member and a guest to select nightclubs in Las Vegas.
  • Platinum – 200,000 Tier Credits: All the perks of Gold plus 30% bonus on points earned playing slots, priority access for valet and taxi services, and an annual complimentary cruise for qualifying members on either Royal Caribbean or Celebrity Cruises
  • Noir – By invitation only: The best of all other tiers. Includes 40% bonus on points earned playing the slots, guaranteed advance hotel and restaurant reservations, complimentary limousine service to/from the nearest airport with hotel stay.

Program rewards include Express Comps, Points, and FREEPLAY. Express Comps can be earned from playing slot machines and video poker. Points can be earned for slot play, as well as everyday spending using an M life Rewards Mastercard. FREEPLAY is exclusively available to M life Rewards members and is essentially electronic cash that you can use to play free games.

M life Rewards Mastercard

The M life Rewards Mastercard is a powerful tool for anyone who wants to earn points towards Express Comps and FREEPLAY rewards from everyday spending. Earn points and Tier Credits at a rate of 3 points per $1 spent at M life Rewards Destinations, and 1 point per $1 spent on all other qualifying purchases. This credit card allows cardholders to earn M life Rewards faster.

Redeeming M life Rewards 

Points can be turned into comped rooms, free tickets to shows, special dining experiences, entertainment, spa treatments, and more. Tier Credits are used to achieve a higher status level within the rewards program and can open the door to exclusive benefits and perks that are not available to standard program members.

 

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Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.